Slowly moving along, but we have progress!

Ok so now we have the appraisal back....its good!  They appraised the land and house at about 20k higher than the cost.  The only possible problem at this point is that the land itself appraised at 50k which is about 7k less than it did 2 years ago.  The upside is the appraiser made a note that we had made about 10k in land improvements so fingers crossed that those count toward our down payment.  It sounds like we might get started next month if the weather holds but I'm still not ready to declare it as a done deal.  More to come soon I hope!